COVID-19 Help & Resources

COVID-19 Help & Resources – Quick Assistance Overview

We are fortunate to live in Canada, even more so to live right here in Saskatchewan.  Assistance for businesses and individuals has continued to develop and be announced as the dynamic and unpredictable effects of COVID-19 continue to change our normal lives.

While nothing is perfect, programs are being designed and announced in days, where typically each one of these would take many months to validate and pass through levels of approval.  Our own experience has been one of confusion, meetings with accountants, meetings with government, video conferences with venture capitalists, and working our way through the options to see if we qualify for any of the programs.  While there are many great resources, it is complicated to figure out where to start, and many programs have precedence on others, or ceilings, or eligibility constraints.

There are more than 20 programs to apply for as of April 22, 2020.  Please use the following five links to get started:


Step 1:  Start Here (Federal):
Step 2:  Young Entrepreneurs
Step 3Saskatchewan Businesses – very good cheat sheet here
Step 4Saskatchewan Government
Step 5:  Canadian Digital Media Network – great summary here

Quick Summary of Major Programs

Name Taxable Known as Applies to (Individual / Business)
Canada Emergency Response Benefit Yes CERB Individual only, self-employed
Canada Emergency Wage Subsidy CEWS Business Only, T4 payroll
10% Temporary Wage Subsidy CTWS Business Only, T4 payroll
Work Sharing Program WSP Business Only, T4 payroll
Canada Emergency Business Account Loan 0% CEBA Business Only, T4 payroll
Canada Emergency Commercial Rent Assistance – COMING SOON Loan CECRA Commercial Property owners
Business Credit Availability Program Loan BCAP Business Only, incorporated
Regional Relief Recovery Fund Loan? RRRF Business / Community
Canada Student Jobs – CHANGES UNDERWAY CSJ Businesses Hiring Students
IRAP – innovation DEADLINE APRIL 29 IRAP Businesses In Innovation & Tech
Futurpreneur ? Young Entrepreneurs
Significant Changes
GST / Duty Tax remittance delay for SMB
Business Tax installments deferred
Reduced RRIF withdrawals by 25% for 2020
Child Care benefit CCB Family
GST Benefit GST Individual / Family
Saskatchewan Specific
Saskatchewan Small Business Emergency Payment SSBEP Business
Saskatchewan Self Isolation Support Program Individual



Jeff Shirley
Founder & CEO

@jhshirley  on Twitter


Jeff Shirley

Jeff Shirley

Founder & CEO
Jeff brings over 27 years of experience to the table, along with numerous awards, certifications, and real-world implementations.  His database solutions are currently running in industries including government, mining, agriculture, finance, education, science, research, non-profits, and healthcare businesses around North America and serve thousands of users day to day.  Jeff is a five-time MVP Award recipient for Microsoft Access, acknowledging contributions to community projects, evangelism, and educational outreach on Microsoft technologies.  Today there are less than 50 Access MVP’s worldwide. While Jeff focuses day to day on business management, IoT development, IT integrations and design, database architecture or other typical complex tasks, he also is a co-owner of Blue Heron Gardens, a commercial apiary running over 200 beehives.  Fresh honey is a small perk for many of our clients!

Mitch Redekopp

Mitch works with our clients day to day ensuring web development and IT projects are done to exceed customer expectations.  His background includes formal training in IT, Microsoft and CompTIA certifications, real-world business experience, and a true dedication to ensuring clients receive timely and professional support on their projects with Rivercity Technology Services.  Given the most difficult requests for IT solutions, Mitchell can assist our clients in finding a path to the best options which deliver results for our clients.  Mitchell is an avid soccer player and Manchester City fan, be sure to talk soccer with him when you can.